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Mortgage lenders love to see borrowers with consistent, steady incomes. But not all borrowers have jobs that send a paycheck every two weeks. Of course there are plenty of self-employed entrepreneurs, but there are also people who are depend on tips for i
Oct 10, 2018 | Purchasing a Home Conventional Loans
Private mortgage insurance (PMI) is a type of insurance that most borrowers are required to pay if they are not making a down payment of 20% or more. While you may think you understand the concept of insurance, if you have never bought a house before, you
Oct 03, 2018 | Conventional Loans
In order to achieve the dream of homeownership, many buyers look for creative financing to aid them in their quest. One such option is a piggyback mortgage, which actually involves taking out two separate loans to make homeownership more affordable. These
Sep 12, 2018 | First-time Homebuyers Conventional Loans Preapproval Purchasing a Home
When you sit down to sign the papers to buy a home, you will most likely be required to pay closing costs. Mortgage closing costs are the fees associated with the home buying and lending process. What is included in my closing costs? The types
Aug 22, 2018 | Purchasing a Home Refinancing a Home Conventional Loans
If you are just getting started in the home buying process, you have probably come across several different types of mortgage loans as you have researched your options. Two of the most common home loan types are conventional and FHA mortgages. What are th
Jul 11, 2018 | FHA Loans Government Loans Conventional Loans Purchasing a Home